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Dividend Kings In Focus: Universal Corporation


Updated on October 23rd, 2024 by Felix Martinez

While there are many dividend-paying stocks in the market, there are only 50 stocks that have offered a rising dividend for at least 50 consecutive years. This exclusive group of stocks are referred to as the Dividend Kings.

You can see the full downloadable spreadsheet of all 50 Dividend Kings (along with important financial metrics such as dividend yields, payout ratios, and price-to-earnings ratios) by clicking on the link below:

 

Earlier this year, Universal Corporation (UVV) raised its dividend for the 53rd year in a row. This article will review the company to determine if the stock earns a buy recommendation today.

Business Overview

Universal Corporation is the world’s largest exporter and importer of tobacco leaves. It is also a wholesale purchaser and processor of tobacco and operates as a go-between for farms and the companies that manufacture cigarettes, pipe tobacco, and cigars. Universal Corporation has been in business since 1886 and is headquartered in Richmond, Virgina.

Universal Corporation has an extensive reach around the world.

Source: Investor Presentation 

Universal Corporation has a presence in more than 30 countries and employs in excess of 20,000 permanent and seasonal employees.

Universal Corporation has had a difficult couple of years. Earnings-per-share actually declined from 2010 to 2023. There have been years of sporadic growth, but overall EPS declined in that 13-year period.

Still, the company’s business has some bright spots that could lead to future returns, not to mention a very appealing dividend yield, which currently stands at nearly 6.4%.

The company reported strong first-quarter results for fiscal year 2025, with revenues reaching $597.1 million, a 15% increase from the previous year. Operating income rose 56% to $17.2 million, driven by higher sales in both the Tobacco and Ingredients segments. The Tobacco Operations segment saw increased demand and higher sales volumes, benefiting from strategic crop purchasing, while the Ingredients segment grew due to higher sales volumes and improved market conditions.

The company expects continued strong performance in the Tobacco segment for the rest of the year, supported by a low inventory of uncommitted tobacco and higher green tobacco prices. Universal’s Lancaster, Pennsylvania facility expansion is on track, expected to be operational in the second half of the fiscal year, contributing to future growth in the Ingredients segment by fiscal 2026. The company also noted elevated debt levels, which should decrease as committed tobacco inventories are processed and sold.

In addition to financial performance, Universal remains focused on sustainability, emphasizing progress toward its greenhouse gas emissions reduction goals. The company announced third-party verification of its emissions data, reinforcing its commitment to transparent and responsible environmental practices. Overall, Universal continues to leverage its global footprint and market expertise to navigate challenges and deliver consistent results.

Growth Prospects

As the world’s largest exporter and importer of leaf tobacco, Universal Corporation offers a size and scale that competitors cannot match.

This means that the company can count the largest tobacco product manufacturers in the world among its customers.

Source: Investor Presentation

Six of Universal Corporation’s top customers are among the largest tobacco manufacturers in the world. These companies control more than four-fifths of the global tobacco market.

More than 60% of Universal Corporation’s annual revenue usually comes from these customers. Counting the largest names in the sector as customers likely means that the vast majority of revenues can be relied upon. This gives the company stability and can reassure shareholders that the business can be sustainable.

Universal Corporation also strives to source most of its sales to meet anticipated demand. This means that the company targets its inventory to customers with committed sales orders. This allows Universal Corporation to avoid being stuck holding products or being forced to sell at a lower price to reduce inventory.

Finally, as smoking rates decline in the U.S. and elsewhere, companies in the tobacco sector must figure out other ways to grow revenue.

Source: Investor Presentation 

Universal Corporation is attempting to do just that. The company made its first such acquisition earlier in 2020 when it added FruitSmart Inc. to its portfolio. FruitSmart processes fruit and vegetable ingredients and markets them to customers around the world.

Next, Universal acquired Silva International, a privately-held dehydrated vegetable, fruit, and herb processing company. Silva procures more than 60 types of dehydrated vegetables, fruits, and herbs from over 20 countries around the world.

The company continues to make bolt-on acquisitions, such as the purchase of Shank’s Extracts, a privately-held specialty ingredient, flavoring, and food company with a portfolio of over 2,400 extracts, distillates, natural flavors, and colors.

Diversifying the business is a very prudent move, in our opinion, as the number of smokers declines with each passing year.

Competitive Advantages & Recession Performance

Universal Corporation’s chief business tends to see a reliable consumer, even if tobacco usage has declined. Consumers who do smoke are likely to seek out tobacco products regardless of the state of the economy. This makes business reliable even in an unreliable time.

While earnings growth has been weak in recent years, Universal Corporation navigated the last recession very well. The company’s earnings-per-share before, during, and after the Great Recession are listed below:

Universal Corporation’s earnings-per-share improved more than 41% from 2007 through 2009, during a difficult market environment for many companies.

Earnings-per-share did not start to suffer a steep decline until after the worst of the recession had occurred. It should be noted that the company still has not reached its 2009 high for annual earnings-per-share.

Generally, we believe that the relatively resilient demand for tobacco leaves will keep producing relatively robust results for the company even during challenging economic periods. This was demonstrated again both during the COVID-19 pandemic in 2020 and the current tough macroeconomic landscape.

Valuation & Expected Returns

Like all stocks, Universal Corporation’s total returns will consist of dividend payments, earnings growth, and valuation changes. Using the annual dividend of $3.24, shares of Universal Corporation yield 6.4%.

The dividend payout ratio has climbed steadily in recent years. It was 84% in fiscal 2023, but the projected payout ratio for this fiscal year is a slightly more reasonable 66%. We don’t believe a dividend cut is imminent, but we advise caution regarding the dividend. At the very least, dividend growth will likely be weak until earnings growth accelerates.

Due to the company’s rather weak performance for profitability over the last 10 years, we anticipate modest earnings growth of just 1.5% annually over the next five years. Still, this will positively contribute to shareholder returns.

Finally, expansion of the valuation multiple is not unlikely in our view. With an expected earnings-per-share of $4.90 for fiscal year 2025, shares are trading with a price-to-earnings ratio of 10.4. With our target valuation of 12 times earnings, multiple expansion could add 3.3% annually to returns over the next five years.

Therefore, expected total returns would consist of the following:

In total, we expect annual returns of 11.2% over the next five years. This is enough of a projection to warrant a buy rating for Universal Corporation. We note that the stock has a certain level of appeal for income investors due to the very high yield, even if dividend growth is likely to remain muted.

Final Thoughts

Universal Corporation is one of the more recent additions to the Dividend Kings. There are only 53 companies that have the required 50+ years of dividend growth to gain membership into this exclusive group.

Universal is also a high dividend stock, with a yield approaching 7%.

While Universal Corporation offers a high yield, it also has had difficulty growing earnings in more than a decade, which in turn has caused the dividend growth rate to slow considerably as well.

The company’s dividend growth has not been accompanied by earnings growth, which has resulted in a higher dividend payout ratio. The good news is that the expected payout ratio for the current fiscal year should be lower than previous years.

In addition, total return potential earns Universal Corporation a buy rating from Sure Dividend.

The following articles contain stocks with very long dividend or corporate histories, ripe for selection for dividend growth investors:

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