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Dividend Kings In Focus: Lowe’s Companies


Updated on October 23rd, 2024 by Felix Martinez

The Dividend Kings are considered the best-of-the-best when it comes to dividend growth stocks. There is good reason for this, as it is extremely difficult to become a Dividend King. That’s why there are only 53 of them out of the thousands of publicly traded companies. To be a Dividend King, a company must raise its dividend each year for over 50 years.

You can see the full list of all 53 Dividend Kings here.

We have created a full list of all 53 Dividend Kings, along with important financial metrics such as price-to-earnings ratios and dividend yields. You can access the spreadsheet by clicking on the link below:

 

Increasing dividends for five decades is no easy task. A company must possess durable competitive advantages and an ability to outlast recessions. This explains why there are relatively few stocks that qualify as Dividend Kings.

One of them is home improvement retailer Lowe’s Companies (LOW), a Dividend King that has declared a cash dividend every quarter since going public in 1961.

Business Overview

Lowe’s traces its roots back to 1921 when LS Lowe founded a hardware store in North Wilkesboro, North Carolina. The company remained a single-store operation until 1949 when a second store was opened in Sparta, North Carolina. Since then, Lowe’s has grown to more than 2,200 stores in the US and Canada.

The company generates about $86 billion in annual revenue, with its 300,000 employees serving ~18 million customers every week.

Lowe’s has made its mark in the US with its 1,800+ stores by focusing on merchandising excellence, supply chain efficiency, operational efficiency, and customer engagement. However, Lowe’s fell behind rival Home Depot (HD) in recent years as Home Depot focused on professional customers, building out digital capabilities, and intensely focusing on the customer experience.

Lowe’s, for its part, has made necessary investments in recent years to close the gap.

It has also successfully translated this success into Canada, which many retailers have tried without success. The company sells under a handful of banners in Canada and has tapped into a $35 billion home improvement market.

Lowe’s reported second-quarter 2024 net earnings of $2.4 billion, with diluted earnings per share (EPS) of $4.17, down from $4.56 in 2023. Adjusted EPS was $4.10, excluding a $43 million gain from the sale of its Canadian retail business. Total sales for the quarter were $23.6 billion, a 5.1% decrease from last year, driven by reduced DIY spending and unfavorable weather conditions affecting seasonal sales.

Despite challenges, Lowe’s continued to see growth in its Pro customer segment and online sales. CEO Marvin Ellison emphasized the company’s strong operational performance and ongoing investments to capitalize on future market recovery. Lowe’s operated 1,746 stores as of August 2024 and maintained shareholder value through share repurchases and dividend payouts during the quarter.

Lowe’s has updated its 2024 outlook due to lower-than-expected DIY sales and economic pressures. The company now expects total sales between $82.7 billion and $83.2 billion, with comparable sales down 3.5% to 4%. Adjusted diluted EPS is projected at $11.70 to $11.90, lower than previous estimates of $12.00 to $12.30.

We expect $11.80 in earnings per share for this year.

Source: Infographic

We expect Lowe’s to continue generating strong sales and earnings growth for many years, with blips expected during recessionary periods.

Growth Prospects

Lowe’s has kept its store base fairly constant in recent years, as it appears the company is happy with its current footprint. The number of markets Lowe’s can enter is somewhat limited by the massive size of the stores it operates, as small markets generally cannot support a Lowe’s store. However, despite this lack of footprint growth, Lowe’s has plenty of runway for additional earnings expansion.

One way Lowe’s expands its earnings is through strong comparable sales. The company has managed to produce positive same-store sales growth each year for the past decade.

Lowe’s has grown through various economic situations and changes in consumer spending habits, and we think that will continue. That said, the potential for sales declines exists for short periods during recessions.

The second growth driver for Lowe’s is margin expansion. Gross margins tend not to move much in the home improvement business, and Lowe’s is no exception. However, it has seen SG&A costs leveraged down over time as revenue has risen, and so long as comparable sales are rising, this should continue to be a tailwind.

Third, Lowe’s spends freely on share repurchases. The company repurchased $10.8 billion worth of stock in fiscal 2023. At its current rate, repurchases should surpass $10 billion this year as well. We expect Lowe’s to continue buying back stock in the years ahead, as the company has plenty of cash on hand and earnings strength to do so.

These factors should see Lowe’s annual earnings-per-share grow by 7.3% over the next five years.

Competitive Advantages and Recession Performance

Lowe’s main competitive advantage is one it shares with Home Depot: its size and scale afford it superior buying power over smaller rivals. Lowe’s and Home Depot operate a near-duopoly in the US, and thus, Lowe’s is competitively positioned by virtue of its scale.

Apart from that, Lowe’s has focused its energy in recent years on building a more durable and less cyclical customer base. Pro customers account for about one-quarter of revenue, and Lowe’s has aggressively pursued those customers to try to take share from Home Depot.

Pro customers tend to spend heavily throughout the year as they complete customer jobs and are, therefore, quite lucrative. Lowe’s continues to build digital tools and pro-only shopping experiences to lure this customer away from its main rival.

Lowe’s tends to be somewhat cyclical, given recessions generally result in lower discretionary spending and lower rates of construction. This recession is proving to be a boom for Lowe’s as consumers spend more time in their homes than ever and, therefore, are spending to improve them.

We see the next recession as potentially harsher on Lowe’s if it is accompanied by a slowdown in housing and commercial construction, which are huge drivers of revenue for Lowe’s.

Valuation and Expected Returns

We see Lowe’s producing $11.80 in earnings-per-share this year, so at the current price, Lowe’s stock trades for 23 times earnings. That is higher than our estimate of fair value, which stands at 19.5 times. We, therefore, see a 2% headwind from the valuation annually for the next five years.

The dividend yield is 1.7%, which is in the mid-range it has consistently occupied in recent years. This is attributable to the substantial share price incline.

The yield, combined with 7.3% estimated earnings-per-share growth and a headwind from the valuation, should produce annual returns of around 7% over the next five years.

Final Thoughts

Lowe’s has an impressive track record of increasing its dividend each year, regardless of the state of the broader economy. Home improvement retail has continued to benefit from a strong housing market, although that tailwind has cooled recently, with interest rates spiking to decade-highs. Still, we see the company’s growth outlook as robust, powered in no small part by its huge share repurchase program, while the valuation appears fair.

Lowe’s is not the cheapest stock around, but it is not unusual for the best businesses to command a higher valuation multiple. We see Lowe’s as a hold today for its world-class dividend history, higher valuation, and 7.3% earnings growth projection.

Additional Reading

The following databases of stocks contain stocks with very long dividend or corporate histories, ripe for selection for dividend growth investors.

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